

Financial Services
A commercial network that allows companies to buy and sell goods and services using trade credit as a means of payment.
A solid company: €2.3 million in revenue in 2025 (+70% vs. 2024) with approximately €860,000 in EBITDA (37%)
Track Record in Industry Consolidation (M&A): Following Four Previous Acquisitions, BexB—Italy’s First Offset Credit Network—Has Also Been Integrated
€91 million in transactions since 2018 and more than 2,000 companies participating in the network throughout Italy
Real market need: SMEs need liquidity, new customers, and tools to reduce their euro-denominated expenses.
SPV
LP
Abstract
Team and Shareholders
Market and Target
Business Model
Financial projections
Use of funds
Rewards for Investors

in-Lire is a trade credit network that allows companies to buy and sell goods and services using trade credits instead of euros. This model offers businesses a tool to leverage their often-underutilized production capacity, services, and resources, transforming them into value that can be spent within the network.
The system is based on a network of companies that buy and sell among themselves using trade credits. Thanks to a digital platform, a network of dedicated brokers, and a proven model, in-Lire aims to further strengthen its presence in the business-to-business trade credit market. In July 2025, BexB—the first barter credit network established in Italy—joined the in-Lire network. This marks the fifth merger and acquisition (M&A) following Tibex, Umbrex, Marchex, and iBarter: the number of member companies participating in the network has thus risen to 6,057 throughout Italy.
in-Lire reserves the right to“liquidation preference”for all investors participating in the campaign. Investors will therefore be reimbursed first in the event of an exit, ahead of the company’s other shareholders (according to the order of preference specified in the articles of incorporation). All terms and conditions are published in the articles of association available in the Documents section.
This is a marketing communication. Investments in equity crowdfunding are high-risk and may result in the total or partial loss of the capital invested. Please read the key investment information sheet before participating.

in-Lire
Financial Services
Total funding
505.000 €
Goal min 550k €
Goal max 1Mln €
0 investors
92% Goal min
Min order
250,00 €
Pre-Money
1 €
Funding type
Equity SPV
Round type
Equity
This crowdfunding offering is part of a broader investment round undertaken by the company. The company has already raised €505,000 privately through SAFEs, which are reflected in the campaign counter and have been subscribed to and paid by a number of third-party investors.
The minimum and maximum fundraising targets shown above correspond to those of the funding round and do not represent the fundraising targets for the equity crowdfunding campaign.
Warnings pursuant to art. 19 para. 2
the crowdfunding services provided by Mamacrowd do not fall under the deposit guarantee scheme established in accordance with Directive 2014/49/EU; the securities and instruments eligible for crowdfunding that can be acquired through this crowdfunding platform do not fall under the investor compensation scheme established in accordance with Directive 97/9/EC.
© 2026 Mamacrowd Srl a company of Azimut Group - VAT number IT07464370969 - Via Timavo 34, 20124 MI - SC € 95.417,54 fully paid up - Crowdfunding service provider authorised by resolution No. 22876 of 08/11/2023
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